Hi people nice to be here. like your lay out,by the way I'm from the U.K. hope to see you all around the board
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4 replies to this topic
#2
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Master of energies
Posted 09 June 2009 - 01:31 AM
Hello Gingertom.. Welcome to Lair of the Dragon. I am glad you came..
#3
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Slayer
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Posted 16 June 2009 - 08:14 PM
Hey gingertom. Glad to have you with us. Look around and have some fun.
#4
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Red Slime
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Posted 23 September 2009 - 07:16 AM
Blaming credit cards f young adults' money woes is popular these days; high-school and college students are putting way too many college expenses and other charges on their cards, the thinking goes.
Thus the current Congressional crackdown on teen credit-card use may amount to barring the wrong do. A new federal law that takes effect next year tightens rules governing credit-card issuance f people under 21. Banks and colleges are on the same path, sharply reducing teen access to credit without adult co-signs.
We've posted befe on the challenges of encouraging your kids to learn money management in a recession and on teaching teens to spend responsibly. Readers, would you let your teen have a credit card? If you do, how would you teach them responsibility? Any pitfalls to avoid, in your view?
http://www.wotlkgold.net/faq.asp,But as credit-card issuers and Congress race to crack down on over-browing, do we risk barring the do so tightly that teens miss out on opptunities to learn financial responsibility?
http://www.topswissreplica.com/replica-watches-rolex.asp,In a recent article that bucks the popular wisdom about teen credit-card use, my colleague Karen Blumenthal cites a study that suggesting credit cards may be merely a scapegoat f a lack of family communication about money. Kids with credit cards aren't the reckless spendthrifts they've been ptrayed to be the study shows. College freshmen with credit cards carry only a $169 balance, on average, says this 2,000-student study at the University of Arizona. And me than 60% of the credit-card holders demonstrated exemplary credit management skills, paying the bill in full every month.
http://www.maplestorymesosstore.com,To be sure, 70% of all the students surveyed (which included both teens with and without cards) showed bad financial judgment at times, failing to pay bills on time, maxing out credit cards taking payday loans. But the credit-card holders were no me less likely to commit these errs than students who lacked plastic. ,Instead, the significant fact was whether students had good communication about money with their parents; those who did, also had me control over their finances.
http://www.power-leveling-game.com/,
Thus the current Congressional crackdown on teen credit-card use may amount to barring the wrong do. A new federal law that takes effect next year tightens rules governing credit-card issuance f people under 21. Banks and colleges are on the same path, sharply reducing teen access to credit without adult co-signs.
http://www.maplestorymesosshop.com,The rules will hamper young adults who are ready to take me personal responsibility f their financial decisions, Karen says. In a pre-emptive strike I'm planning to emulate with my 18-year-old son, Karen has persuaded her 19-year-old daughter to get a credit card befe the new federal legislation takes effect. Managing the card will not only enable her to earn a good credit recd, but give her room to make her own mistakes when the consequences and dollar amounts are low, Karen says.
We've posted befe on the challenges of encouraging your kids to learn money management in a recession and on teaching teens to spend responsibly. Readers, would you let your teen have a credit card? If you do, how would you teach them responsibility? Any pitfalls to avoid, in your view?
http://www.saleveling.com,Blaming credit cards
#5
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Red Slime
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Posted 16 October 2009 - 03:01 AM
Many business books are heavier on jargon than on wisdom, executives often complain. But among this year's titles are some that can sharpen managers' thinking about technology, management and careers. Other simply offer pleasure, as the holiday season gives some respite from meetings and business trips. (http://www.wotlk-powerleveling.com)
The exchange of ideas on the Internet, for example, is bound to keep proliferating, which is what makes 'Wikinomics: How Mass Collaboration Changes Everything,' by Don Tapscott and Anthony Williams, worthwhile reading.
The book highlights how traditional collaboration among employees in meeting rooms is fast being superseded by collaboration on a much vaster scale. Thanks to the Internet, masses of people beyond corporate boundaries can exchange thoughts and innovate to produce content, goods and services. Web sites such as Wikipedia, the user-edited online encyclopedia, MySpace and even the Human Genome Project encourage this interaction, which spurs growth.
Some corporate executives still lament the competition this poses to their proprietary marketplace offerings,
For a trenchant view of business and business advice, take a dip into 'The Halo Effect . . . and the Eight Other Business Delusions That Deceive Managers,' by Phil Rosenzweig. The author, a former manager turned professor, asserts that a great deal of analysis offered by consultants, academics and the media is simplistic and often 'deeply flawed.'
When a company reports that sales and profits are on the rise, for example, people say it has a visionary leader and a brilliant strategy. When performance then falters, they say the leader was myopic and had the wrong strategy. Yet little in the way of leadership and strategy may actually have changed.
The book illustrates this point by delving into good and bad times at big companies such as Cisco and IBM. It identifies nine common business delusions, including 'single explanations' for success or failure, and 'absolute performance.' Because company performance is relative to competition, following one formula can never guarantee results, Mr. Rosenzwieg asserts. Success comes only from doing things better than rivals do them.
'The Halo Effect' is for executives who aren't looking for a quick-fix prescription and who understand that winning depends on knowing one's own company and on executing smart decisions well -- with a little luck mixed in.
Managers who want to be better bosses may turn to 'The Three Signs of a Miserable Job' by Patrick Lencioni, the author's latest management fable, which uses fictional characters to illustrate what should be self-evident: Unhappy employees are those who don't feel valued or listened to, don't know why their job matters to others, or don't know how they are performing. All these problems can be fixed easily, as Mr. Lencioni outlines in his tale. The book is a quick read.
Executives concerned with their own fates should consider 'Firing Back -- How Great Leaders Rebound After Career Disasters,' by Jeffrey Sonnenfeld and Andrew Ward. Using the accounts of dismissed top executives at companies such as Morgan Stanley, Home Depot and Hewlett-Packard, the authors show why some have been able to move on to new successes by, among other things, seeking help from old allies and acknowledging their failure.
For a colorful take on recovering from a personal and professional fall, read Michael Gates Gill's 'How Starbucks Saved My Life.' It tells of the author's unusual journey after losing a senior advertising job and his marriage in middle age. Lonely and unemployed at 63 years old -- and with no health insurance after being diagnosed with a brain tumor that wasn't malignant but cost him some hearing -- he landed a job at a Starbucks in Manhattan.
His account of his year behind the counter at Starbucks -- which is slated to become a movie starring Tom Hanks -- is a moving reminder that having a community at work can be more rewarding than a big office or title.
No Christmas Eve column about books would be complete without mentioning some longtime Christmas favorites that are still relevant. 'A Christmas Carol' by Charles Dickens, the writer's 1843 tale of boss Ebenezer Scrooge's journey from a life of greed and miserliness to one of charity, still resonates, especially at a time when the super-rich are so exalted. And O. Henry's century-old 'The Gift of the Magi' still reminds us that love is the only gift worth possessing.
The exchange of ideas on the Internet, for example, is bound to keep proliferating, which is what makes 'Wikinomics: How Mass Collaboration Changes Everything,' by Don Tapscott and Anthony Williams, worthwhile reading.
The book highlights how traditional collaboration among employees in meeting rooms is fast being superseded by collaboration on a much vaster scale. Thanks to the Internet, masses of people beyond corporate boundaries can exchange thoughts and innovate to produce content, goods and services. Web sites such as Wikipedia, the user-edited online encyclopedia, MySpace and even the Human Genome Project encourage this interaction, which spurs growth.
Some corporate executives still lament the competition this poses to their proprietary marketplace offerings,
http://www.lowxx.combut Mr. Tapscott, a proponent of open sourcing, argues that the more you share, the more you win. He and Mr. Williams outline ways to exploit the power of online collaboration. They describe how companies from Flickr to the more traditional Procter & Gamble have benefited from inviting in ideas from customers and others browsing the Web.
For a trenchant view of business and business advice, take a dip into 'The Halo Effect . . . and the Eight Other Business Delusions That Deceive Managers,' by Phil Rosenzweig. The author, a former manager turned professor, asserts that a great deal of analysis offered by consultants, academics and the media is simplistic and often 'deeply flawed.'
When a company reports that sales and profits are on the rise, for example, people say it has a visionary leader and a brilliant strategy. When performance then falters, they say the leader was myopic and had the wrong strategy. Yet little in the way of leadership and strategy may actually have changed.
http://www.power-leveling-game.com/Silk-Road-Gold/
The book illustrates this point by delving into good and bad times at big companies such as Cisco and IBM. It identifies nine common business delusions, including 'single explanations' for success or failure, and 'absolute performance.' Because company performance is relative to competition, following one formula can never guarantee results, Mr. Rosenzwieg asserts. Success comes only from doing things better than rivals do them.
'The Halo Effect' is for executives who aren't looking for a quick-fix prescription and who understand that winning depends on knowing one's own company and on executing smart decisions well -- with a little luck mixed in.
Managers who want to be better bosses may turn to 'The Three Signs of a Miserable Job' by Patrick Lencioni, the author's latest management fable, which uses fictional characters to illustrate what should be self-evident: Unhappy employees are those who don't feel valued or listened to, don't know why their job matters to others, or don't know how they are performing. All these problems can be fixed easily, as Mr. Lencioni outlines in his tale. The book is a quick read.
http://www.gamegoldweb.com/Silkroad-Online/
Executives concerned with their own fates should consider 'Firing Back -- How Great Leaders Rebound After Career Disasters,' by Jeffrey Sonnenfeld and Andrew Ward. Using the accounts of dismissed top executives at companies such as Morgan Stanley, Home Depot and Hewlett-Packard, the authors show why some have been able to move on to new successes by, among other things, seeking help from old allies and acknowledging their failure.
For a colorful take on recovering from a personal and professional fall, read Michael Gates Gill's 'How Starbucks Saved My Life.' It tells of the author's unusual journey after losing a senior advertising job and his marriage in middle age. Lonely and unemployed at 63 years old -- and with no health insurance after being diagnosed with a brain tumor that wasn't malignant but cost him some hearing -- he landed a job at a Starbucks in Manhattan.
http://www.gamegoldweb.com/Aion-online/,Hisfellow workers and boss are decades younger, mostly African-American and without the Ivy League degree he has from Yale. But rather than feel depressed taking orders for lattes and lugging garbage to the curb, Mr. Gill finds the job becomes a refuge, where he feels valued and makes friends among colleagues and regular customers.
His account of his year behind the counter at Starbucks -- which is slated to become a movie starring Tom Hanks -- is a moving reminder that having a community at work can be more rewarding than a big office or title.
No Christmas Eve column about books would be complete without mentioning some longtime Christmas favorites that are still relevant. 'A Christmas Carol' by Charles Dickens, the writer's 1843 tale of boss Ebenezer Scrooge's journey from a life of greed and miserliness to one of charity, still resonates, especially at a time when the super-rich are so exalted. And O. Henry's century-old 'The Gift of the Magi' still reminds us that love is the only gift worth possessing.
